Best Places to Live Near Nashville: Maximizing Your Paycheck (2025)

If you're a homeowner or aspiring to become one in the Nashville area, you're likely curious about where your hard-earned dollars can stretch the farthest. Tennessee offers several "paycheck-friendly" counties that combine affordability with strong income growth—perfect for settling down. Here’s how you can get the most bang for your buck in Middle Tennessee, including options just outside of Nashville.

Why Choose Middle Tennessee for Your Home?

Nashville's surrounding counties have consistently ranked among the most economical places to live nationwide, according to a study by SmartAsset. This New York-based financial advising company analyzed purchasing power, income growth, unemployment rates, and tax burdens to determine the best counties for making the most of your paycheck.

Surprisingly, the counties neighboring Nashville, rather than the city itself, topped the list for affordability and financial growth.

Top Counties for Nashville Homeowners

1. Williamson County – A Middle Tennessee Gem

Located just south of Nashville, Williamson County ranks No. 1 in Tennessee and No. 17 nationwide for paycheck-friendliness.

• Purchasing Power: 1.70 (well above the state average of 1.25)
• Unemployment Rate: 2.7%
• Income Growth: 4%

As one of the fastest-growing counties near Nashville, Williamson County offers the perfect blend of suburban living with easy access to the city's amenities. Its high purchasing power ensures that your income goes further, making it an excellent choice for families and professionals alike.

2. Moore County – A Quaint and Affordable Option

Though small with a population of just 6,500, Moore County takes the No. 2 spot in Tennessee and No. 25 nationally.

• Purchasing Power: 1.56
• Unemployment Rate: 2.6% (better than the state average of 3.8%)

Known for its charm and low cost of living, Moore County is ideal for those seeking a quieter lifestyle within reach of Nashville’s opportunities.

3. Wilson County – Growth Meets Community

Wilson County, located east of Nashville, rounds out the top three paycheck-friendly counties in Tennessee.

• Purchasing Power: 1.55
• Income Growth Rate: 6.8% (above the state average of 5.6%)
• Unemployment Rate: 2.8%

This county, home to the Tennessee State Fair, blends community events with economic vitality, making it a popular choice for both new and experienced homeowners.

Other Affordable Counties Near Nashville

If you're exploring more options, the following counties also rank highly for affordability and paycheck stretch:

4. Dickson County
5. Fayette County
6. Roane County
7. Perry County
8. Trousdale County
9. Marshall County
10. Sumner County

Each of these counties offers unique opportunities for homebuyers, from rural charm to easy city access.

Why Work With a Realtor in Nashville?

Navigating the Nashville real estate market can be challenging, but with an expert by your side, finding the perfect home becomes much easier. Whether you're buying your first home or upgrading, understanding which counties offer the best value for your budget is essential.

As a local Nashville real estate agent, I specialize in helping homeowners and future homeowners make informed decisions about where to settle down. Let me guide you to the community that best fits your financial goals and lifestyle.

Ready to Find Your Nashville Dream Home?
Let’s explore your options in Williamson, Wilson, or any of Middle Tennessee’s paycheck-friendly counties. Contact me today to start your journey toward affordable and rewarding homeownership!

Let's Talk